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New America Foundation | 2014

The Student Debt Review: Analyzing the State of Undergraduate Student Borrowing

The Student Debt Review looks at the cumulative loan debt (both public and private) taken on by students who graduated from college in the last three NPSAS administrations (2011-12, 2007-08, 2003-04). It presents charts laying out how the rate and amounts of student loan debt have changed over the past eight years, breaking the data down to look at specific types of credentials and...

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Categories: General Resources
Policy Brief | | 2014

Mobilizing Californians in Support of Financial Security for All

The following state and local policy and practice recommendations are informed by the nearly 1,000 women and men who participated in community conversations hosted by Californians for Prosperity. Californians reflecting our state’s great diversity expressed their concerns with and ideas for creating financial security for themselves and their families. These recommendations are rooted in the...

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Categories: General Resources
Urban Institute | 2014

Delinquent Debt In America

Roughly 77 million Americans, or 35 percent of adults with a credit file, have a report of debt in collections. These adults owe an average of $5,178 (median $1,349). Debt in collections involves a nonmortgage bill—such as a credit card balance, medical or utility bill—that is more than 180 days past due and has been placed in collections. 5.3 percent of people with a credit file have a report...

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Categories: General Resources
Video | | 2014

Changing the Financial Security Conversation In Mississippi

This video looks at the work done by the Coalition for a Prosperous Mississippi to help low-to-moderate income Mississippians identify economic challenges and build financial security.

The video highlights the coalition's program areas -- which includes: financial literacy, housing, predatory lending, and business development -- and takes a deeper look at how the coalition strives to empower...

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Categories: General Resources
Webinar | | 2014

WEBINAR - Location, Location, Location The Role Neighborhoods Play in Family Wealth and Well

This webinar, by PolicyLink, IASP, and NFHA discusses how policy can help create a fairer distribution of opportunity by neighborhood.

The webinar focused on the recent IASP brief, "Location, Location, Location: The Role Neighborhoods Play in Family Wealth and Well-Being."

This brief delineates between high opportunity and low opportunity neighborhoods, explains the disparities in neighborhood...

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Categories: General Resources
Institute on Assets and Social Policy | 2014

Employment Capital: How Work Builds and Protects Family Wealth and Security

The second report in the Leveraging Mobility series, “Employment Capital: How Work Builds and Protects Family Wealth and Security,” suggests the link between employment and building wealth goes far beyond the paycheck.  Drawing on the lived experiences of families, this report adds a critical new understanding of the connection between work and wealth.

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Effective Communications for the Financial Security Field

Though the issues of wealth inequality and the racial wealth gap have steadily gained media attention in the last few years, they still remain challenging concepts to clearly and succinctly communicate to the public. However, chances are you have strong evidence-based solutions and stories to tell about the problems confronting real people struggling to improve their economic circumstances....

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Categories: General Resources
Video | 2014

Changing the Financial Security Conversation In Mississippi

This video looks at the work done by the Coalition for a Prosperous Mississippi to help low-to-moderate income Mississippians identify economic challenges and build financial security.

The video highlights the coalition's program areas -- which includes: financial literacy, housing, predatory lending, and business development -- and takes a deeper look at how the coalition strives to empower...

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Categories: General Resources

CFED: Federal Tax Breaks: Who Benefits?

The federal government spends $500 billion a year on tax breaks aimed at helping Americans build assets and wealth. But more than half of these benefits go to the top 5 percent of Americans earningmore than $167,000 a year. Turning this upside-down system right side up can help more Americans achieve financial security and success. Learn more at www.cfed.org.

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Categories: General Resources
| 2013

Better Texas Family Budgets Tool

Using data from the U.S. Census Bureau and other public sources, the Center for Public Policy Priorities created the Better Texas Family Budgets tool, an online public education tool that measures the cost of meeting basic needs across the 26 metropolitan areas in Texas for eight different family sizes. The Better Texas Family Budgets tool measures rental housing and utilities, food, health...

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Categories: General Resources
Policy Brief | | 2013

Policy Brief: Job Quality Standards

Wage employment is the primary source of income for families in this country. Unfortunately, an estimated 30 million Americans hold low-wage jobs,1 4.4 million of which pay minimum wage or less.2 Workers in these jobs not only struggle to meet day-to-day expenses, but also to save for the future. A full-time minimum wage worker earns $15,080 per year – a stunning $7,970 below the federal...

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Categories: General Resources
Policy Brief | | 2013

Policy Brief: Lifting Asset Limits In Public Benefit Programs

Many public benefit programs – such as cash welfare and Medicaid – limit eligibility to those with few or no assets. If individuals or families have assets exceeding the state’s limit, they must “spend down” longer-term savings in order to receive what is often short-term public assistance. These asset limits, which were originally created to ensure that public resources did not go to...

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