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Categories: Racial Wealth Gap
Center for Family Policy & Practice; Insight Center for Community Economic Development | 2014

What We Want to Give our Kids: How Child Support Debt Can Diminish Wealth-Building Opportunities for Struggling Black Families

A study by the Center for Family Policy and Practice and Insight Center for Community and Economic Development discusses how child support enforcement policies and practices can plunge some of society's most economically vulnerable fathers and their families deeper into poverty.

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Categories: Racial Wealth Gap
| 2014

Beyond Broke: Why Closing the Racial Wealth Gap is a Priority for National Economic Security

This report uses the most recently available data from the U.S. Census Bureau’s Survey of Income and Program Participation (SIPP) along with the National Asset Scorecard in Communities of Color (NASCC) to highlight the current state of America’s racial wealth gap. The report also provides an in-depth analysis of housing wealth and liquid wealth, while also evaluating how wealth disparities...

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Categories: Racial Wealth Gap
| 2013

The Roots of the Widening Racial Wealth Gap: Explaining the Black-White Economic Divide

New research shows the dramatic gap in household wealth that now exists along racial lines in the United States reflects policies and institutional practices that create different opportunities for
whites and African-Americans, and that personal ambition and behavioral choices are but a small part of the equation.

So powerful are these government policies and institutional practices that for...

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Categories: Racial Wealth Gap
Research | Robert Wood Johnson Foundation | 2013

How Education, Employment Affect Your Health

New Research: How Education, Employment Affect Your Health

When it comes to good health, socioeconomic factors like community safety and social support, education, and employment all matter–often to a greater degree than the medical care you receive. Two new issue briefs and infographics explore research linking education level and employment status to health.

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Categories: Racial Wealth Gap
| 2013

Making Hard Choices: Navigating the Economic Shock of Unemployment

Drawing on IASP research, a new study from The Pew Charitable Trusts, Making Hard Choices: Navigating the Economic Shock of Unemployment, examines how American families manage unexpected financial setbacks and how those periods of economic uncertainty draw down financial resources, leaving them more insecure in the future. The report studies families across race and income levels, revealing...

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Categories: Racial Wealth Gap
Video | | 2013

Video - The Racial Wealth Gap in America

Income inequality understates the size of the economic gap between whites and minorities in the United States. In 2010, whites on average had two times the income of blacks and Hispanics, but six times the wealth. Analyses of wealth accumulation over the life cycle show that the racial wealth gap grows sharply with age. Wealth isn't just money in the bank, it's insurance against tough times,...

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Categories: Racial Wealth Gap
Webinar | | 2013

Why is America's Racial Wealth Gap Growing?

The Insight Center’s Closing the Racial Wealth Gap Initiative, PolicyLink, and Tom Shapiro, Director of the Institute on Assets and Social Policy at Brandeis University, held a webinar presenting breakthrough research on what is fueling our country’s growing racial wealth divide.

Angela Glover Blackwell, Founder and CEO of PolicyLink, moderated a panel of experts on the policy implications of...

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Categories: Racial Wealth Gap
Policy Brief | Institute on Assets and Social Policy | 2013

Leveraging Mobility: Building Wealth, Security and Opportunity for Family Well-Being

Drawing on a unique dataset of longitudinal interviews conducted twelve years apart, families with children in three major cities across the nation were asked about their assets, wealth, income, economic security and life aspirations. This Leveraging Mobility series examines how working and middle class families use assets to advance security and mobility or  struggle to gain ground in the...

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Categories: Racial Wealth Gap
Testimonial | Urban Institute | 2013

Closing the Wealth Gap: Empowering Minority-Owned Businesses to Reach Their Full Potential for Growth and Job Creation

When it comes to economic gaps between whites and families of color in the United States, income inequality tells only part of the story. Urban Institute research shows that the racial wealth gap is three times larger than the racial income gap. This distinction is important because wealth is where economic opportunity lies.

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Categories: Racial Wealth Gap
| 2011

Diverging Pathways: How Wealth Shapes Opportunity for Children

While income is necessary to survive, wealth is needed to thrive. Wealth allows families to weather financial shocks, to make investments that will produce income over a lifetime, to enjoy tax advantages, and to give a boost to the next generation. When low-income people acquire assets, they can move into the middle class, and spark intergenerational mobility and security. Having the income...

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Categories: Racial Wealth Gap
| 2011

Lifting as We Climb Women of Color, Wealth, and America’s Future

The poverty gap, based on income, is among the most widely used barometers to measure the relative economic status of women of color. Twenty-nine percent of white women heads of households with children live in poverty, compared to 43 percent of African-American women and 46 percent of Latina women.

However, hidden beneath the poverty gap is an even more startling and consequential gap that...

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Categories: Racial Wealth Gap
Policy Brief | Illinois Asset Building Group | 2011

Disparities in Assets and Ownership: Limitations to the American Dream in Communities of Color

Savings and asset building encourage economic mobility. For example, among all low-saving individuals in the bottom income group in the late 1980s roughly 66 percent remained there in the mid 2000s, while only 45 percent of those who possessed high-savings remained in the bottom during over the same period. In this brief, the Illinois Asset Building Group porposes several policy solutions to...

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Categories: Racial Wealth Gap
| 2010

Asset Building: Explaining the Racial/Ethnic Wealth Gap

The racial/ethnic wealth gap in this country is both huge and persistent. The ratio between the median net worth of white households and African American households is nearly 7:1, while the white-Hispanic ratio is nearly 5:1 (Bucks, Kennickell, and Moore 2006). Despite increased awareness of these gaps, clear consensus has yet to emerge about the steps needed to narrow them. Some of this lack...

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Categories: Racial Wealth Gap
Joint Center for Political and Economic Studies | 2010

Explaining the Racial/Ethnic Wealth Gap

This report explores the determinants of wealth and of the racial/ethnic disparities in asset and wealth accumulation. The narrative provides an overview of past research that has addressed this issue and highlights the most relevant findings. Its goal is to shed light on the causes of the racial/ethnic wealth gap and to provide answers to the question, “What’s race got to do with it?”

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Categories: Racial Wealth Gap
| 2009

Laying the Foundation for National Prosperity The Imperative of Closing the Racial Wealth Gap

As the economy takes a downturn, some American families are better able to weather hard times than others. Not only are workers of color facing more job loss than white workers, but they tend to have less to fall back on. Those losing homes, exhausting savings, and drowning in debt are disproportionately African
American, Latino, Native American, and Asian/Pacific Islander.

A long-standing...

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