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Savings: The Poor Can Save, Too

Encouraging savings and assets among low- and moderate-income families should be part of the national strategy to restore household and economic stability. As this article describes, research shows that low-income families can and do save. But current savings incentives primarily go to higher-income families, while many safety net programs penalize low-income people for saving. A...

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Lending and the Latino Market: How Niche Players are Thriving in a Credit-Constrained World

Lending success stories are hard to come by in a recession, especially when the aspiring borrowers may face language and traditional credit score barriers that many other borrowers do not. In this webinar, hear from Progreso Financiero and El Banco de Nuestra Comunidad as they discuss how they are succeeding in lending to Latinos in a credit-constrained world.

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